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Once per month, this blog will share my insights on the facinating world of the horse business.
Although I will not be taking comments on this blog, your feedback is welcome - email link

Past Cases of the Month are available at this link

The current Case of the Month is available at this link

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January 2018
I’ve been doing these cases for over 15 years and it never ceases to amaze me the huge variety of facts which can apply. Just go through the Rule 26 cases and you’ll soon see.

This month’s case involved a young woman who, while walking next to a corral containing a young quarter horse stallion, who reached through the corral bars and bit her left ear off.

Yes, you read that right, the stallion bit the young lady’s ear clean off. As the case progressed, it turned out the victim of the bite was, herself a horse trainer, and should have known better than to walk close to a stallion’s pen. The stallion’s owner had assured the trainerher stallion was “bomb proof,” (unfortunately not bite proof).

Because the owner’s insurance carrier wouldn’t pay the claim immediately, the case went to trial where the woman, minus her ear, collected a multi-million dollar settlement. The claimant would have settled for considerably less before trial but the insurance carrier had been obstinate about settling.

The lesson should be to always verify your insurance company’s ability and enthusiasm for settling any claims especially since having to go to trial on an old claim is a horrible waste of your time as well.

Because there are always questions when it comes to the legalities of the law relating to horses please feel free to at least have a list of questions about the “what if’s” in the horse business. Believe me, after being involved in hundreds of horse-related cases, there is no such thing as “the average horse case.” In fact, I can hardly think of a case which is duplicative of another.

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